Friday, August 3, 2007

Bodog Online Casino


The Bodog Online Casino has a download version featuring more than 75 casino games including 20-line slots, bingo, and more than $592,617 in progressive jackpots waiting to be won. Visit our Casino Download games page to learn more and install the software online.
Featuring more than 70 games including 20-line slots, and more than $592,702 in Progressive Jackpots waiting to be won!Online Help: Download Instructions
Why Bodog Casino?Each of us at Bodog believes that the player is the most important part of the Casino. Everything we do - from our expert customer service to our quick payouts and certified software - reflects the appreciation we have for every member of the Bodog Nation.Cash comps based on activity24/7 Support from knowledgeable Casino HostsBoth Instant Play and Download softwareTST Systems Certified Software
Over 10 years ago I founded Bodog.com as a community for those who enjoyed the thrill of online gambling. We started with sports and over the years we've added a full casino, horse racing, and a world-class poker room.I invite you to check out our full suite of online entertainment, enjoy our renowned customer service, and most of all, play hard

Auto Insurance Quote

Auto Insurance Quote


Auto Insurance Quote
Measure your impact!Esurance is an official sponsor of the SOS Movement for a Climate in Crisis. Use the Esurance Live Impact calculator to find out how you can help solve the climate crisis.
Cover yourself and your bike with reliable insurance from the Esurance Motorcycle Insurance Program.Get a free quote & see which discounts you qualify forCall an agent or have an agent call you.Customize your policySelect the coverages and deductibles that are right for you.Enjoy convenient payment optionsChoose from a variety of payment plans and find one that fits your needs.
Enjoy peace of mind with the Esurance Homeowners Insurance Program.Coverage provided by our Esurance Homeowners Insurance Program (EHIP) is rated "A Prime" by Demotech for financial strength and ability to pay claims.It's easy to switch your coverage to EHIP – you don’t have to wait for your current policy to expire. Get a quote today and compare rates to see how much you could save!You can file a claim 24 hours a day, 7 days a week through the Esurance Homeowners Insurance Program.
Your apartment just got ripped off. Can you afford to replace your plasma TV, laptop, & other valuables?Your car window's been smashed. Your cell phone, CD collection & sports equipment are gone. Who's going to pay for it?
Lightning strikes your apartment and damages your microwave. Renters insurance will replace it.Your coffeemaker catches fire & smokes up your place. Renters insurance pays for the clean up.
Your friend slips and falls in your apartment and breaks her leg. Don't worry, you're covered.Your mailman comes in for some tea and cuts his lip on the broken cup. Don't worry, you're covered.




Our CompanyInnovation is our foundation.Because the Internet is so prevalent now, it's hard to imagine a time when offering car insurance online was an innovative idea. But just think back a few years and you’ll probably remember waiting for your agent’s office to open, playing phone-tag, filling out piles of paperwork, and having to wait days (if not weeks) to get your insurance card. Maybe you're still buying car insurance this way.We're here to show you that there's a better, hassle-free way to buy and manage your car insurance. In fact, making car insurance better for all of our customers inspires our work here. Each and every day, we're dedicated to improving the entire car insurance process from quote to claim. Find out more about Esurance:Who We AreFrom humble beginnings, Esurance has quickly become one of the fastest growing auto insurance companies in the country.What We DoEsurance doesn’t just offer reliable insurance coverage, we also believe in educating consumers.What We ValueOur success stems from a commitment to our Mission Statement and Core Values.Who Our Leaders AreOur management helps drive our success. Get to know our executive committee.Why You Can Count on UsWith strong financial backing and a commitment to online security, our customers know they can trust their coverage.What Our Customers SayWe think that one of the best ways for folks to learn more about our company is directly from our visitors and policyholders.
Best Rated Online Casinos
Best Rated Online CasinosOur professional editors have objectively reviewed and rated the top 25 online casinos listed below. All of these top rated casinos score high in the most important categories; they all have great reputations, offer high tech security, uses state-of-the-art software and have the quickest payouts on the web. They also score high for customer service and customer satisfaction, which makes for an overall great online casino.The passing of the Unlawful Internet Gambling Enforcement Act (UIGEA) has resulted in poker rooms and casinos temporarily suspending American players. In Gambling-win's top lists you will easily find the sites that allow U.S. Players.Online CasinoThe Internet has been around for a little more than ten years and in that time people have found more ways to spend money from home than ever before thought possible. There are ways to sell your house, your car and even you pets online. You can shop from home and purchase airline tickets online. But, one of the greatest things the Internet has brought to people 21 years of age or older is the ability to gamble from home at online casinos and Internet poker rooms.Gambling has been a part of our culture for hundreds of years so it should be no surprise that when technology advances, our favorite pastimes find a way to be part of the advancement. Gambling games for computers came out in the mid-1970s and online casinos followed about 25 years later.Online casinos make it possible for anyone who is 21 years of age or older to gamble from wherever they access they Internet. And, it's not just one game that can be played - it's just about every game you can think of that would be in a casino. Online casinos have Blackjack, various forms of Poker, all types of slot machines, Craps, Roulette, Baccarat and even Bingo.All online casinos differ. Not all casinos have the same games, the same odds or the same bonuses when you decide to sign up with them for a real money account. Online casinos have different appearances - some are bright and bold whereas others are just flashy. Whatever kind of preferences you have in gambling, I'm sure you'll be able to find one of the many online casinos that are available to you.Other Online Best Rated Casinos Resources:Online Casino HonestyBefore you decide to give personal information (like credit card information) to an online casino, it is important to look for a few things to ensure the cas...Advantages of Online CasinosSome of the advantages of online casinos are pretty obvious- no traveling to a casino, no paying for a hotel. No smokey, noisy casino that makes it hard to c...A Word about Casino SecurityBesides the fear of signing up for a casino that is dishonest, one of the biggest worries about potential online gamblers is security.European Union Fights Online Gambling RestrictionsWhile online gambling in the US is experiencing increased restrictions due to new legislation, the European Union is combating restrictions to the liberty of...Gambling Online Magazine Polls for its Annual AwardsThe 6th Annual GOM Readers Poll Awards have opened for vote submission. The readers’ votes for the best online casinos, poker rooms, sports books and o...US Gambling Legislation Sneaked into Defense ActOn September 30, 2006, the US Congress passed an act on Internet gambling that had been attached to an unrelated Department of Defense report called the SAFE...

Party Poker

Party Poker

Poker TrainerImprove your game whatever your skill. Try our interactive poker trainer now!
Tell a friend about PartyPoker.com now:Refer a friend to partypoker.com now and you'll recieve $50, and your friend will get $25
Sit & Go go goPlay in our HellKat tournaments: poker tournaments that finish on time. In a world of hectic timelines and busy schedules, HellKat tournaments allow you to play poker even when you only have five minutes.... or 10, 15 or 20 to spare.
Played poker before?$300K Guaranteed SundayCountry Specific FreerollsPartyPointsNew Features
Getting StartedDownload and Install A step-by-step guide covering the download and installation process that will have you playing online poker in minutes.More detailsUsing Our SoftwareQuick Tours and Background Check out our Lobby and online table, choose your level of play, and learn how we keep PartyPoker.com secure and fair.More detailsHand AnalyserGet a little background info on your opening hand. Find out if it’s worth playing, how it can be improved, and more.More detailsPoker TrainerPartyPoker.com, together with Poker Academy Software, brings you the most advanced poker training tool on the market to help you not only learn the game, but learn how to win at any level. Try the Poker Trainer now - it's available free when you download the PartyPoker.com software.More detailsPoker AcademyIf you're serious about improving your game, buy the full version of the Poker Academy application today, and you could be cashing in tomorrow!More details

Wednesday, June 13, 2007

Insurance Policies

Insurance Policies
Insurance PoliciesInsurance PoliciesTerm Life InsuranceTerm life insurance is the most basic kind of life insurance. It provides affordable protection for a pre-defined period of time, so it is often used to serve temporary protection needs. Term Life Insurance Overview 5 Year Term Life Insurance 20 Year Term Life Insurance Term to Age 90 Increasing Premium Term Family Protection Insurance New! ------------------------------------------------------------------------------------------------------------------------------------Permanent Life InsurancePermanent life insurance — including whole life insurance and universal life insurance — is used when protection needs are more long term. There are many kinds of permanent life insurance, each of which has unique features that make it appropriate for certain situations. Whole Life Insurance Products Whole Life Insurance At-a-Glance Whole Life Insurance Product Details Whole Life Insurance Riders Modified Premium Whole Life Insurance At-a-Glance Modified Premium Whole Life Insurance Product Details Custom Whole Life Product Details -------------------------------------------------------------------------------------------------------------------------------------Universal Life Insurance ProductsNYLIAC Protector® NYLIAC Accumulator® NYLIAC Asset Preserver® #) The two main categories of permanent life insurance are fixed and variable. Fixed life insurance products accumulate cash value at a pre-defined, guaranteed minimum interest rate or guaranteed cash value while variable universal life insurance products are designed to provide an insurance benefit under your policy, but do not guarantee a minimum rate of return. They will fluctuate up and down depending on the performance of the applicable investment divisions.Variable Universal Life Insurance Products NYLIAC Variable Universal Life 2000 NYLIAC Single Premium Variable Universal Life NYLIAC Variable Universal Life Provider Product Details Note: Increasing protection requires additional underwriting and there is a required minimum premium necessary to sustain your policy. -----------------------------------------------------------------------------------------------------------------------------Survivorship Life InsuranceSurvivorship life insurance is a life insurance policy that covers two individuals and provides a life insurance benefit after the death of the last surviving insured. Survivorship policies can be whole life, universal life, or variable universal life insurance. -----------------------------------------------------------------------------------------------------------------------------Survivorship Life Insurance ProductsSurvivorship Whole Life Insurance Products Survivorship Variable Universal Life (SVUL) Survivorship Universal Life Insurance Overview------------------------------------------------------------------------------------------------------------------------------CHOOSE THE BEST INSURANCE FROM THE ADS.THANK YOU.

Online Stock Trading

Online Stock Trading
Online Stock TradingThe Benefits Of Online Stock Market TradingRegardless of whether you are an experienced stock trader or new to trading stock, you may never have experienced the joy of stock trading online. If that's the case, and you are currently thinking of trading online, you may want to know what all the fuss is about! To help you understand, the following are just some of the benefits of online stock market trading:
Commissions
One of the biggest, if not the biggest, benefit of trading stocks online is the reduced stock broker commissions you�ll be expected to pay. In most cases, when trading stock online, brokers will charge you a commission of between $7 and $10 per trade. However, if you trade in sufficiently large enough volume, it is possible for you to negotiate with your broker so that these brokers� fees can be as low as $0.01 of the transaction value.
Control
When you use a broker in the real world you may find that your broker will not agree to execute a trade, believing your decision to buy or sell the stock in question is flawed. When you trade stock online this is no longer a problem, your broker has no input as to when you buy and sell stock � you do!
Portfolio
In the real world some brokers will not buy certain stock � for example, some penny stocks. This may limit the stock you are able to have as part of your investment portfolio. However, when you trade online, subject to availability, you can trade in any stock - on any stock exchange - you want!
Information
With the use of computer software programs, you can use stock charts, technical indicators and real time stock prices to help you make the investment decision you want to make, when you want to make it.
Time
One of the essential elements about trading stock is the time it takes to execute the trade, as this can mean the difference between making a profit and making a loss. In the real world you have to phone your broker and ask him to sell/buy the stock. The broker then phones the trader, who gives the broker the price. The broker than tells you the price and you either agree to buy/sell or not to. If you agree to buy/sell, the trader then phones the order through to the trader. Online you push your mouse over a cursor and press buy/sell. A much quicker sell! Volume
Assuming you are happy paying the commission, you can trade as large or small as you want over the Internet. In the real world, most brokers require a minimum buy/sell that is out of the reach of most individual traders.
Finally�
All in all, online stock trading is about �you�. It provides you with the opportunity to trade in stocks without having to pay large commissions while keeping control over your investment decisions.

Loan finding & Forex Trade

Finding a Loan
Finding A loanFind a loanIf you're searching for good loan companies, the easiest way to go about it is to learn a bit about the loans market and decide what type of loan you need. There are so many available, you should be able to find one to suit your needs. Here's the guide to finding your perfect loan company.Loan companies: High street banks and building societiesPros: With this type of loan company, you know what you're getting because you're probably familiar with the brand. All high street loan companies have branches throughout the country, so you can usually speak to someone in person about your loan. The company will probably offer the option of banking online as well as in person.Cons: A high street loan company will usually charge a bit more in interest than an online one. They may also require you to make an appointment with an advisor if you wish to discuss your finances.Posted by mahesh at 1:00 AM 0 comments Online Stock TradingThe Benefits Of Online Stock Market TradingRegardless of whether you are an experienced stock trader or new to trading stock, you may never have experienced the joy of stock trading online. If that's the case, and you are currently thinking of trading online, you may want to know what all the fuss is about! To help you understand, the following are just some of the benefits of online stock market trading:CommissionsOne of the biggest, if not the biggest, benefit of trading stocks online is the reduced stock broker commissions you�ll be expected to pay. In most cases, when trading stock online, brokers will charge you a commission of between $7 and $10 per trade. However, if you trade in sufficiently large enough volume, it is possible for you to negotiate with your broker so that these brokers� fees can be as low as $0.01 of the transaction value. ControlWhen you use a broker in the real world you may find that your broker will not agree to execute a trade, believing your decision to buy or sell the stock in question is flawed. When you trade stock online this is no longer a problem, your broker has no input as to when you buy and sell stock � you do! PortfolioIn the real world some brokers will not buy certain stock � for example, some penny stocks. This may limit the stock you are able to have as part of your investment portfolio. However, when you trade online, subject to availability, you can trade in any stock - on any stock exchange - you want! InformationWith the use of computer software programs, you can use stock charts, technical indicators and real time stock prices to help you make the investment decision you want to make, when you want to make it. TimeOne of the essential elements about trading stock is the time it takes to execute the trade, as this can mean the difference between making a profit and making a loss. In the real world you have to phone your broker and ask him to sell/buy the stock. The broker then phones the trader, who gives the broker the price. The broker than tells you the price and you either agree to buy/sell or not to. If you agree to buy/sell, the trader then phones the order through to the trader. Online you push your mouse over a cursor and press buy/sell. A much quicker sell! VolumeAssuming you are happy paying the commission, you can trade as large or small as you want over the Internet. In the real world, most brokers require a minimum buy/sell that is out of the reach of most individual traders. Finally�All in all, online stock trading is about �you�. It provides you with the opportunity to trade in stocks without having to pay large commissions while keeping control over your investment decisions.Posted by mahesh at 12:59 AM 0 comments Monday, May 21, 2007Why Trade Forex With FXTSP?Our relationship with one of the largest non-bank FCM's and one of the world's largest Forex Dealer Members (according to the financial data posted on the CFTC website) allows us to offer you:A topnotch forex trading platform, a 24 hour/7 days a week unparalleled degree of support in 15 languages and many other benefits such as FREE superior trading tools which are unique in the world of forex trading . Did you know that thousands of new traders each month choose the FX Trading Platform to trade forex online!*Our size and financial strength guarantees better execution for our clients. Because the Forex market is an over the counter market with no centralized exchange, not everyone receives access to the same prices or quality of execution. The worlds largest banks tend to provide better prices and execution to institutions with the largest trade volume and the most solid financials. $200,000,000,000 ($200 billion) in notional volume per month is traded via FXCM's trading platform, and FXCM is one of the most well-capitalized Forex Dealer Members. Accounting to the financial data posted on the CFTC website, as one of the oldest and largest high-volume retail online Forex brokers, FXCM has built strong execution relationships with many of the worlds largest international banks. FXCM receives and is able to pass on the benefits of size, better prices, and better execution to our clients.Over the last three decades the foreign exchange market has become the world's largest financial market, with over US$2 trillion traded daily. Forex is part of the bank-to-bank currency market known as the 24-hour Interbank market. The Interbank market literally follows the sun around the world, moving from major banking centers of the United States to Australia, New Zealand to the Far East, to Europe then back to the United States.Forex Market Summary of Benefits– Forex is open 24 hours a day.– Forex is the most liquid market in the world.– Up to 400:1 leverage.Without appropriate use of risk management,a high degree of leverage can lead to large lossesas well as gains.– No restrictions on shorting which allows you toenjoy trading opportunities during any marketcondition.Until recently, the forex market wasn't for the average trader or individual speculator. With the large minimum transaction sizes and often-stringent financial requirements, banks, hedge funds, major currency dealers and the occasional high net-worth individual speculator were the principal participants. These large traders were able to take advantage of the many benefits offered by the forex market vs. other markets, including fantastic liquidity and the strong trending nature of the world's primary currency exchange rates.GFT Gives You the Access and Resources to Trade ForexAs a primary market-maker in foreign currency trading, Global Forex Trading is able to offer smaller transactional sizes and allow traders of almost any size, including individual speculators or smaller companies, the opportunity to trade the same rates and price movements as the large players who once dominated the forex market. Currency trading is not conducted on a regulated exchange, and as a result there are associated risks with forex trading.The forex market removes the traditional barriers that exist in other markets without restricting the forex traders' ability to make a trade at the right times.Posted by mahesh at 9:35 PM 0 comments
The global foreign exchange market is the biggest market in the world. The USD 1.2 trillion daily turnover dwarfs the combined turnover of all the world's stock and bond markets.There are many reasons for the popularity of foreign exchange trading, but among the most important are the leverage available, the high liquidity 24 hours a day and the very low dealing costs associated with trading.Of course many commercial organisations participate purely due to the currency exposures created by their import and export activities, but the main part of the turnover is accounted for by financial institutions. Investing in foreign exchange remains predominantly the domain of the big professional players in the market - funds, banks and brokers. Nevertheless, any investor with the necessary knowledge of the market's functions can benefit from the advantages stated above.In the following, we would like to introduce you to some of the basic concepts of foreign exchange trading. If you would like any further information, we suggest that you sign up for a FREE Membership on this website, where you will be able to exchange views with other FX traders and get answers to any questions you might have.Posted by mahesh at 9:34 PM 0 comments

Commission-free forex tradingTrade on spreads as low as 1-2 pips on the most widely traded currencies. As always, you pay no commissions at FOREX.com, only the bid/offer spread. Our fractional pip pricing is the most precise quoting currently available to forex traders anywhere and is designed to help you take advantage of smaller price movements.

Open Trading

Open Trade
Open Trade (It's all about Money)
Beneficial InvestingIf you ask yourself: why not to put my money into some bank. The matter of fact is that no passive deposit will ever compare to the incomes from active investments into one the most profitable legal businesses.Investing free money has two basic objectives: to get the maximum profit; at the same time, keeping the money safe. Unless the money is invested, it will lie dead until it vanishes in the ocean of expenses.Guaranteed IncomeYou probably ask yourself: can there be any trade involving no risk? We make a unique offer: regardless of the trading results we guarantee you a minimal daily income of 0.5% provided by the ever-growing reserve fund. We have good experience in currency trading as well as unique programs of technical analysis we have developed on our own. Our trading system is original: it's the result of the joint work of our team and the specialists from several research institutes for many years.
CLIENT AGREEMENTLast updated on June 4, 2007This Agreement provides terms and conditions determining the operation procedure for your account on www.OpenTrade.net, an official web-site of Open Trade International, Inc. (hereinafter - "Open Trade" or "Company"). By opening an account on our web-site and by visiting it you (hereinafter - the "Client" or "you") agree to the provisions of this Agreement and abide yourself hereto. Unless you agree to the terms of this Agreement, please, do not visit this web-site.General ProvisionsThe Client transfers money to a trust and Open Trade accepts the obligations to dispose the funds received from the Client exclusively on his/her behalf. Open Trade shall timely pay the profit from trading in accordance with the terms and conditions stipulated herein.The Client warranties that all funds deposited at Open Trade are from legitimate source. Open Trade warranties the safety of the funds the Client invests as well as the payment of the minimal daily profit.The money is placed to Open Trade account and the Client receives the profit using E-gold or/and e-Bullion payment systems.All amounts shown on the web-site are in US dollars.Opening of the AccountIn order to participate in the investment project the Client is required to open an account on the Open Trade web-site. While registering the Client shall state accurate and complete personal information.By opening the account the Client acknowledges that he/she has reached the full age according to the legislation of the country of his/her nationality. Unless you are an adult, you cannot enjoy our company's services.The Client may have only one Open Trade account for each payment system (E-gold and/or e-Bullion). If the client wants to invest money using both payment systems, he/she needs to create a separate Open Trade account for each e-currency. Open Trade does not exchange E-gold into e-Bullion and vice versa.The Client shall keep his/her login and password secret and shall not provide this information to any third parties and organizations. In the event of the Client's default to keep the personal information confidential, Open Trade shall not be kept responsible for the safety of the Client's funds, however, it shall, to the full extent, assist in investigating such events.The Client shall retain all documentation confirming the money transfers.The Client shall independently trace the changes in the invested funds.Placing the assets invested by the Client to the Operating Account in the Open Trade system is instant.Investing Terms and ConditionsThe minimum investment is $100 *. There is no maximum limit for the investment.The minimum period for investing is 240 trading days. There is no maximum period for investing.* When the Promotional Package, providing the specially stipulated terms since May 20, 2006 to Nov 20, 2007, is in effect, the minimum investment can be $20, and the maximum investment can be $50. The minimum investing period for the Promotional Package makes up 90 trading days. Please note that you cannot compound with Promotional Package and it cannot be upgraded to higher packages.Profit CalculationA trading report for the previous FOREX trading day can be found on Open Trade web-site, in the Client's personal page on the next calendar day after 9:00 a.m. UTC/GMT.Depending on the investment volume Open Trade provides the following schemes of profit calculation:- Starter Package: When investing from $100 up to $1,000, the maximum daily profit is up to 1.2% of the sum on your Deposit Account.- Medium Package: When investing from $1,001 up to $5,000, the maximum daily profit is up to 1.5% of the sum on your Deposit Account.- Advanced Package: When investing from $5,001 up to $15,000, the maximum daily profit is up to 1.8% of the sum on your Deposit Account.- Professional Package: When investing from $15,001 up to $30,000, the maximum daily profit is up to 2.0% of the sum on your Deposit Account.- Elite Package: When investing from 30,001$ and higher, the maximum daily profit is up to 2.2% of the sum on your Deposit Account.Open Trade charges the Client his/her daily profit based on the trading results.By the end of the trading day the profit under the simple interest is automatically put on hold in the Open Trade system. The trading day ends at 12:00 p.m. UTC/GMT. The money put on hold is accrued to the Operating Account according to the payment scheme selected by the Client (see the section Withdrawal of Profit).Once the money put on hold is accrued to the Client's Operating Account, the Client can withdraw, reinvest or leave it on his/her account.As soon as the funds on the Deposit Account reach the investment package volume with a higher interest rate, the calculation of daily profit is automatically performed in accordance with the interest rate of this package.The profit is calculated during the FOREX trading days except for weekends (Saturdays and Sundays), as well as US and EU bank and public holidays resulting in impossibility to execute the trading transactions on FOREX. You can see the list of holidays here.In addition to weekends and holidays Open Trade reserves the right not to trade for technical reasons. In this event the clients still get the minimum daily profit.The minimum daily profit regardless of the trading results may not be less than 0.5% of the sum invested in Deposit Account. It is fully guaranteed by the Open Trade reserve fund.When trades are successful Open Trade may, in its own discretion, charge bonuses to its Clients.CompoundingThe profit under the compound interest rate is calculated to the Client's Deposit Account at the end of the trading day.All reinvested profits are considered new deposits the investment period of which makes up 240 trading days. The period starts from the moment of the reinvestment.240 trading days after, the profit from the deposits with the compound interest is transferred from the Client's Deposit Account to his/her Operating Account in the Open Trade system.The Client may select the compound rate from 0% to 100% and modify it any time in his/her discretion. The modification of the compound rate comes into effect after the end of a current trading day.As soon as the funds on the Deposit Account reach the investment package volume with a higher interest rate, the calculation of daily profit is performed in accordance with the interest rate of this package.Open Trade reserves the right to terminate the calculation under the compound interest rate to the simple interest, when the sum on the Client's Deposit Account reaches $100,000.Withdrawal of ProfitThe Client manually requests the withdrawal of profit. Withdrawal requests are processed within 24 hours from the moment the request is made. The profit can be withdrawn to the e-currency that was used for the investment only. E-gold investments cannot be withdrawn to e-Bullion and vice versa.The minimum amount to withdraw is $1. The maximum amount to withdraw is not limited.Open Trade pays the commission to E-gold and e-Bullion on its own.The sum of initial deposit and all subsequent deposits can be withdrawn 240 trading days after the moment the relevant deposit was invested.The earned profit is withdrawn under the following schemes:- once every two calendar weeks - 0% of the withdrawn sum is charged (set by default).- once a week - 3% of the withdrawn sum is charged.- once a day - 5% of the withdrawn sum is charged.The Client may select the payment scheme and change it any time in his/her discretion. The modification comes into effect after the end of the current payment scheme.Interest on the Balance CalculationEvery day the interest is calculated on the balance of the Operating Account. The annual interest rate is 6%.Referral CommissionOnce the Client has registered the account in Open Trade system he/she joins the referral program and he/she gets a personal referral link.The Client can advertise his/her referral link and attract new investors only by legitimate means.In order to obtain the referral commission, no deposit on the account is required.Open Trade pays the Client the referral commission of 5% of the initial E-gold and/or e-Bullion deposit for every attracted client, and 1% of all subsequent E-gold and/or e-Bullion deposits.The referral commission is paid in E-gold or e-Bullion, depending on the e-currency of the Open Trade account that was used for referral.The referral commission is immediately placed on the Client's Operating Account. The Client may reinvest it, withdraw or leave it on his/her Operating Account.The Client shall not anyhow create several accounts with a view of obtaining the referral commission. In the event Open Trade discovers such a fact, it reserves the right to unilaterally terminate the Agreement.Pre-Term Investment RefundThe Client, in his/her discretion, has the right to get the invested funds back. The sum is subject only to a full refund. In this case the Client is charged with a 10% fine of the investments and all paid and not paid profit for the whole investment period is deducted. The invested sum is refunded not later than 2 weeks after the Client's written request to refund is received.Termination of the AgreementOpen Trade independently decides on any transaction with the Client's money.Open Trade has the right to unilaterally terminate the Agreement with the Client without any explanations. In this case Open Trade refunds the Client all the money invested as well as the profit paid or due.In case of the Client's default, Open Trade has the right to terminate the Agreement. In this case the invested money is refunded with the deduction of interest payments and sums of the damage incurred by Open Trade due to the Client's fault. Open Trade solely determines the sum of the damage.The Client has the right to unilateral termination of the Agreement upon his/her written notice. In this case the Client is charged with 10% fine of the invested sum and all paid and unpaid profit for the investment period is deducted. The invested money is refunded in accordance with the conditions of profit withdrawal.Tax CollectionYou acknowledge and agree that Open Trade does not collect tax for any authority in any form or manner unless required by law.It is your sole responsibility to calculate and pay all taxes due in your country of residence or otherwise as a result of obtaining the profit.CopyrightAll content, trademarks, logos and icons are the property of Open Trade and are protected by copyright laws and international treaties and regulations.Images displayed on the website are either the property of Open Trade or used with its permission. You agree not to upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right without the prior permission of the owner and the prior written consent of Open Trade.Nothing contained on the website shall be construed as granting any license or right to use any trademarks without the written permission of Open Trade. The use of the trademarks, or any other content of the website, except as provided herein, is strictly prohibited.Disclosure of Client's Personal InformationOpen Trade will not share or sell information regarding its clients and/or prospective clients. Open Trade may disclose to regulatory agencies and law enforcement authorities information regarding the client and client's transactions in response to a request for such information or in response to a court order or subpoena.Modification of the AgreementOpen Trade reserves the right to modify this Agreement any time and you shall regularly look through the news on Open Trade web-site, since your continuing use of this web-site shall mean your consent to all such modifications.The modifications in the Agreement come into effect a week after they are published on the web-site.Governing Law and Dispute SettlementThis Agreement is governed by legislation of the Republic of Panama.In case of any dispute or difficulty in regard to this Agreement the Client shall immediately notify Open Trade in writing. All disputes are resolved by negotiating. Unless the dispute is resolved, it is settled by court in accordance with the legislation of the Republic of Panama.

Online Degree

Online Degree
Online Degree
Bonjour and welcome to the French Ecole Supérieure Robert de Sorbon a registered "Etablissement d'Enseignement Supérieur Privé Français sans but lucratif". In 2002, France adopted the milestone Law (# 20273 of "la Validation des Acquis par l'Expérience (VAE)" This procedure validates the issuance of regular French Higher Education degrees, based on valuable professional experience. It may apply to private institutions. See the UNESCO research about the VAEA "bona fide" diploma may increase your social status, and is often mandatory for US immigration, licensing, education position, government-state jobs, promotions, etc. A real professional experience, at an adequate level, is more instructive than empty studies. Many US reliable Credential Evaluators (see their list at the end of the page) give to our degrees an equivalence to university degrees obtained at a regionally accredited US Institutions. Following its equivalency rules for work experience, l'Ecole Superieure Robert de Sorbon may bestow upon degrees/certificates at undergraduate & graduate levels in various fields of studies. We apply the well known "3 to 1 rule". i.e. 3 years of qualified work experience may be equivalent to one year of academic studies. Credential evaluators and University admissions officers generally recognize our "Bachelor degree" as equivalent to a US Bachelor, an Italian "Laurea" or a German "Vordiplom" Degrees. Our degrees obtained through our VAE procedure, are granted by the jury of the Ecole Supérieure Universitaire Robert de Sorbon, a French registered "Etablissement d'Enseignement Supérieur Privé".Our faculties are: Arts & Sciences, Agriculture & Natural Resources, Business & Economics, Engineering, Human Resources, Education and Public Policy, Marine & Aerospace Studies, Theology.For each major, our "Jury du diplôme" is made of three highly qualified tenured professors. Here is your VAE application process:Application file & Refundable Application (€50) in our application page for admission into the institution.Within 15 days, your candidacy will be accepted or denied. If accepted, you may then pay our Tuition and Degree Fees of ‹€500 through our application page. If you are not accepted the €50 less the credit card processing fees will be refunded to you.The "Work Experience Jury" (VAE) will convene and examine your file and documents. Within 60 days, it will deliberate and give its decision. Jury members may ask you by E-mail or precision or additional documents. ( FYI Euro today's exchange rate)Click here to fill directly your application form Are our French Degrees valuable & recognized ?The French Ecole Supérieure Robert de Sorbon is registered not for profit private institution of Higher education and is authorized to bestow degrees (Certificats d'Enseignement Supérieur Privé) as per L 731-14 of the code de l'éducation de la République Française. It may be recognized by many independent US Credential evaluators as a foreign diploma equivalent to a regionally accredited degree of the USA. Among them: AUAP (member of American Evaluators Assoctiation, NAFSA & NAGAP), Credential Evaluation.org, Foreign Credential Evaluation & Reasearch Foundation, Academic Assessment Credential Corporation Member of: AACRAO & NAFSA) , CCI (Member of: NAFSA & EAIE), ECE International & a large Asian evaluation firm (click here to get the contact), etc. Our degrees satisfy the new US Federal degrees rule issued by the United States Office of Personnel Management on Monday, January 31, 2005, that applies to the use of degrees by federal employees. Please read what Henry wrote to us."I am very pleased to inform you that I have assumed a teaching appointment at a US accredited Institution of Higher Education. I earned my Master from De Sorbon last year. The college has recognized my Master. The diploma is displayed in my office, and I'm very proud of it. I share and dedicate this success to all of you. Thank you once again for the great opportunity and support that you have given me to earn my Master"
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